Traditional lenders won’t underwrite your loan until you’re under contract. They do this because it’s expensive to fully underwrite a client and they only want to incur that expense if they’re absolutely certain that the client will buy a home.

We do things differently.

We will complete the financial underwriting process up front, before you find a home, so you know exactly what you can afford as soon as you’re ready to go house hunting. And we’re so confident in our underwriting and our ability to close on time, we’ll guarantee your Earnest Money Deposit up to $100,000¹. This not only saves you stress and time during the closing process, it enables you and your agent to consider waiving your financing contingency, making your offer even stronger.