Maximize your buying power. Minimize your stress.
We’ve created a home loan that lets you make cash-like offers, giving you maximum leverage at the offer table. Pre-approval takes 5 minutes and has no impact on your credit score.

Introducing Simple SaleTM by HomeLight – Learn more »

Applying is Easy
We’ve streamlined the online pre-approval process so you can find out how much you qualify for in only five minutes. Once you’ve completed your online pre-approval, a dedicated loan officer will walk you through the remaining steps to completing your application.
Upfront Underwriting

Traditional lenders won’t underwrite your loan until you’re under contract. They do this because it’s expensive to fully underwrite a client and they only want to incur that expense if they’re absolutely certain that the client will buy a home.

We do things differently.

We will complete the financial underwriting process up front, before you find a home, so you know exactly what you can afford as soon as you’re ready to go house hunting. And we’re so confident in our underwriting and our ability to close on time, we’ll guarantee your Earnest Money Deposit up to $100,0001. This not only saves you stress and time during the closing process, it enables you and your agent to consider waiving your financing contingency, making your offer even stronger.

Zero Lender Fees
By streamlining the application and underwriting processes, we’ve removed significant costs from the business of providing loans. Rather than keep those savings for ourselves, we’ve chosen to eliminate all traditional lender fees, giving you thousands of extra dollars to put toward that new home.
What our clients are saying

“They saved us. We’ve been waiting for this moment for 5 years.”

Cyndee & Gary, Homebuyers
“They turned us into cash buyers and made us feel confident and certain.”
Laura & Robert, 5-time homebuyers
“Super responsive, knowledgeable, proactive – with me every step of the way”
Zak K, Homebuyer
“They allowed us to buy our dream home. Three other lenders told us to wait a year, because Steve became an entrepreneur”
Ania and Steve, Homebuyers
“Genuine pleasure. Didn’t think we could get a loan. But, they easily understood our financial success … and complexity.”
Abby and Sammer, Homebuyers
“We won our first offer on our dream home that our bank couldn’t approve us for because our careers are changing fast.”
Kit and Scott, Homebuyers
Let’s talk
Whenever you’re ready, loan officers are ready to answer your questions, walk you through your options, and help you navigate the mortgage application process.
Tools and tips for homebuyers
Need guidance for one of life’s biggest decisions? Look no further than HomeLight’s
homebuyer tools—backed by experts—designed for you.
How much home can
you afford?
Find out in seconds with HomeLight’s
Home Affordability Calculator.
Navigate homebuying
like a champ
Check out the HomeLight Buyer Resource Center,
featuring expert tips and advice for homebuyers.
Start saving for your
dream home
Download our guide: “How to Save For a Home.”
It’s chock full of expert tips and advice to get you
home in no time!